Official Source
EPFO Central
The Employees' Provident Fund Organisation (EPFO) has launched a comprehensive online portal for processing higher pension applications under the Employees' Pension Scheme 1995 (EPS-95). This follows the Supreme Court's landmark judgment allowing eligible EPF members to opt for higher pension on actual salaries.
Who Is Eligible for Higher Pension
The Supreme Court allowed higher pension application for:
Employers of exempted establishments (companies managing their own PF trust) also need to apply separately.
- ▸Employees who were EPF members before September 1, 2014, AND
- ▸Their employers had made contributions on wages exceeding the wage ceiling at the time
How to Apply Online
- ▸Visit the EPFO member portal: memberservices.epfindia.gov.in
- ▸Log in using UAN and password
- ▸Navigate to "Online Services" → "Higher Pension"
- ▸Submit joint declaration with employer (employer must countersign)
- ▸Employer to verify on employer portal and forward to EPFO regional office
- ▸EPFO will determine pension entitlement and issue calculation sheet
Documents Required
- ▸Employee details: UAN, Aadhaar, PAN, bank account (IFSC)
- ▸Employer details: Establishment number, authorized signatory details
- ▸Salary details for the relevant periods
- ▸Previous joint declarations (if any were filed before)
- ▸Contribution history in case of exempted establishment
Pension Calculation
Higher pension is calculated as:
Monthly Pension = (Pensionable Salary × Pensionable Service) / 70
Where Pensionable Salary = Average of last 60 months' salary (instead of the wage ceiling of ₹15,000)
This can result in significantly higher monthly pension for long-serving employees with high salaries.
Employee Action Required
If you believe you are eligible:
For assistance with EPFO compliance and higher pension applications, contact Biswa Corporate Solutions.
- ▸Verify your EPF membership history on EPFO portal
- ▸Contact your HR/employer to check if contributions were made on actual salary
- ▸Apply online through the joint declaration process
- ▸Track application status on EPFO portal
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